
Hey there! I'm Async, toaster protogen and personal finance nerd.Personal finances are never a comfortable topic to chat about even among your closest friends and family, especially if you happen to have a large part of those finances associated with the furry community. My goal is to help folks build up healthy financial habits and make progress towards their goals, whether that's a new fursuit in the coming year or a comfortable retirement in 20 years.Curious? Reach out to me on Bluesky or email (unnamedfursona[at]gmail.com) to set up a free 30 minute initial consultation!
I have hosted several personal finance talks at work, covering the financial independence, retire early (FIRE) movement along with some of the more interesting part of workplace defined-contribution plans (the Mega Backdoor Roth part of 401k plans) and hope to bring some of that knowledge to the community.Outside of work, I create content related to personal finance and spend way too much mulling over my own budget spreadsheets. My total combined portfolio (brokerage, retirement plans, HSA) is in the $300,000 - $400,000 range and growing with the market.I am a fee-only financial coach (meaning that I do not charge a portion of however much you have) and only charge on an hourly basis.
Disclaimer: I am NOT a financial advisor. I am not registered with the SEC, nor do I hold any FINRA-endorsed licensing. The goal of financial coaching is to help build a solid foundation for you to make healthy financial choices independently. I would recommend a financial advisor or the appropriate financial professional (ideally fee-only!) once you have built up some amount of wealth or are looking for advice on portfolio management and other complex topics (estate planning, tax law, etc.)
What I Offer
- Education on common personal finance topics, including retirement accounts (401k, IRAs) and non-retirement accounts (brokerages, HYSAs, HSAs and more)
- Financial goal planning and accountability
- Budgeting advice
- Credit card selection advice
- Debt repayment advice
- Retirement planning, including early retirement
What I do NOT Offer
- Financial coaching related to non-US countries
- Advice on insurance
- Tax advice
- Asset management
- Advice on securities (stocks, bonds, and other assets as highlighted by the Securities Act of 1933)
- Anything related to cryptocurrencies, advanced trading (including use of leverage, trading options, or foreign exchange (forex))
You may be a good fit for financial coaching in general if you meet any of the following criteria:
- You are new to personal finance topics and are curious about learning more
- You started a new job and want to understand more about how your workplace retirement plan works
- You are planning to save for something in the future (house, car, con, fursuit, retirement) and want help creating a plan and staying accountable
I offer free 30 minute initial consultations for new clients! This provides an opportunity for you to determine whether or not my services are right for you at your stage of your financial career.If you decide after the initial consultation that you're interested in following up, my sessions are $50 per 1 hour session. Adjustments can be made depending on financial hardship.Ready to get started? Reach out over Bluesky or email (unnamedfursona[at]gmail.com) to set up your call.